Regos

Membership in the pillar II

Insured persons who are insured under the compulsory pension insurance system on the basis of generational solidarity (pillar I) according to the Pension Insurance Act and who are under 40 years of age are subject to compulsory insurance on the basis of individual capitalized savings (pillar II) in a pension fund of a certain category.

Procedure for exercising the right to old-age/anticipated old-age pension

In the process of exercising their rights to old-age or anticipated old-age pension, all insured persons who are insured in both pension pillars are allowed to choose whether they want to receive a pension from the pillar I only or a pension from the pillars I and II by submitting a personal statement to REGOS.

Payment of inheritance from personal account

Total capitalized funds from the personal account represent the personal property of an OMF member. If an OMF member dies before exercising the right to a pension, and family members do not have the right to a family pension according to the Pension Insurance Act, total capitalized funds in the account of the deceased OMF member shall be a subject of inheritance according to the Inheritance Act.

Category A 41.4923

Category B 52.3685

Category C 19.0577

Category A 33.9651

Category B 49.1769

Category C 18.5466

Category A 29.0709

Category B 45.5759

Category C 19.8170

Category A 37.1175

Category B 60.7245

Category C 20.0613

E-services

My account

REGOS Electronic Services System for insured persons

Compulsory pension fund (registration/change)

Pension selection (pension only from pillar I or pension from pillars I and II)

Pension insurance company (registration/change)

My pension

My pension - personalized pension calculator

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Pension Information Centers

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164152530 €

Contribution payments
in October 2026

2432680 members

Total number of members
on 31 October 2026

5822 members

Number of new members
in October 2026

December 19, 2025

Croatia becomes part of the ETS community: REGOS and the digital platform “Moja mirovina” become part of the European pension tracking system

July 1, 2024

Members of compulsory pension funds have received an annual REGOS certificate

April 2, 2024